BBX facilitates the cashless trading of goods and services using 'downtime' and 'excess inventory' as a secondary currency, adding a real-time tangible value to these two often undervalued commodities in every business. BBX is a credit and debit card system (similar to other card systems) that enables businesses to access a variety of goods and services in a less competitive market place offering a range of financial benefits not usually found in traditional markets or offered by other card payment systems.