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Retired NJ Police Detective, Bart Vallaro and his firm, Official 911 recently launched their bank-ready loan modification software nationally. This software was designed to help homeowners in danger of foreclosure save their homes as well as thousands of dollars in unnecessary fees. As a detective, Vallaro served evictions on struggling homeowners for 15 years. After he retired, his determination to help good people going through difficult financial times resulted in developing a company that deals exclusively with helping homeowners avoid foreclosure. Employing the industry knowledge of banking, legal and real estate professionals, Vallaro helped countless homeowners avoid foreclosure and restore their credit completely free of charge for over half a decade. His recent addition to Official 911’s suite of services is bank-ready loan modification software which is available nationally on his website, www.official911.org. Thoroughly conversant in key bank formulas and all matters pertaining to loan modifications, short sales and the like, Vallaro proudly announces the availability of the software saying, “It is about time homeowners can take matters into their own hands and restore their lives without spending thousands of dollars unnecessarily only to find their modifications denied and their hopes destroyed. My team has created the ultimate bank-ready loan modification package that any homeowner can use. The software takes every possible hardship into account and incorporates it into the proposal. It also contains key banking formulas as well as calculates Net Present Value and other critical criteria banks use to approve loan modifications. My proprietary software has helped thousands of homeowners turn their lives around.” www.official911.org is a repository of information pertaining to loan modifications, short sales and other foreclosure prevention options. Contact Official 911 by calling (201) 683-9423